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We are proof that differentworks.

Our no-loan-officer model gives us a leg up against other mortgage lenders. 

The meltdown

The 2008 financial crisis made us see mortgage lending in a whole new light. So, we reimagined the mortgage lending model.

  • People lost trust in mortgage lenders
  • Loan Officers couldn’t keep up with demanding new guidelines and tech changes.
  • The mortgage process became downright painful.

The Discovery

The commission-based loan officer mortgage model is dead.

  • Speed and low rates are more important than ever before.
  • Our team model allows us to keep our operating costs low & provide faster closes.
  • We don’t have commissions to pay, allowing us to pass back those savings to our buyers.

The future is top of mind

Out with the old, in with the new.

  • Change happens constantly in the mortgage industry – we’re ready for it.
  • We evolve to meet YOUR needs. Every homebuyer and homeowner is unique.
  • Fact: Buying a home should be an enjoyable experience for everyone.

NEXT STEP

Get Pre-Approved

Getting pre-approved is the first step in buying a home. By getting pre-approved, you can:

  • Focus on your home search, knowing your financing is in JVM’s expert hands.
  • Find out exactly what home price you qualify for and shop with comfort
  • Improve your chances for homebuying success, since sellers heavily favor offers with pre-approvals from reputable lenders.
Start my pre-approval

Talk To A Mortgage Expert

Whether you are a first-time buyer or buying your next investment property, we are happy to answer all of your questions.

  • Review down payment and monthly payment scenarios
  • Discuss credit issues and concerns
  • See where interest rates are currently and discuss how they could impact your mortgage
Schedule my free consultation