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Category: Financial Planning

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The Best Piece of Business Advice I Ever Received – By Far

I had a friend in high school who scored in the bottom 2% on his SAT – and we all thought it was hilarious. The joke, however, was on us

Why We Can’t Use Capital Gains Income To Qualify; Income’s Gotta Recur!

Borrower: “Jay, why the hell can’t I qualify for a mortgage when I made $900,000 last year? You guys are pathetic!” Jay: “Well, Bob, $800,000 of your income came from

Don’t Pay Off Credit Cards, Please! 3 Things The Fed Looks At

The Fed looks at three things when deciding to cut rates: Inflation. CPI came in cooler than expected today, despite tariffs, so that bodes well for rate cuts. Note: many